With inflation and financial instability on the rise, side hustles are becoming more mainstream than ever. But for security-cleared professionals, deciding whether a side hustle is smart and clearance-compliant comes with unique challenges. Financial disclosure requirements, conflict of interest concerns, and knowing what (if anything) needs to be reported are just a few of the factors at play. If the idea of a side hustle already sounds like more trouble than it’s worth – don’t tap out yet. But is it right for your life?
Should You Take on a Side Hustle?
There are still great reasons to explore outside income streams, even if it takes a little upfront research. Here are a few key things to consider before bringing your big idea to life.
1. Clearance Level Matters
Your clearance level can absolutely make or break your ability to pursue a side hustle. Clearances all come with continuous vetting and extensive financial disclosure requirements, but higher clearance levels or specific agencies can have stricter limits or outright prohibitions on outside employment. Knowing exactly what is required of you (self reporting, adjudicative guidelines, suitability factors, etc) is crucial before diving into any side gig.
2. Online Platforms Can Raise Red Flags
While there’s nothing inherently wrong with cleared professionals having personal social media, too much online visibility (especially around controversial or sensitive topics) can raise questions about judgment or intent. Side hustles that live online or involve public-facing content can also open the door to blackmail risks, foreign interest, or perceived divided loyalty. Since clearance holders are held to a higher standard, keeping a clean, professional digital footprint isn’t just smart – it’s essential.
3. Time Management Is Everything
Even if your side hustle is fully clearance-compliant, you still need to consider how it affects your availability, performance, and stress levels in your main job. If the extra work drains you or causes you to underperform in your cleared role, that alone could raise red flags. The fix? Careful time blocking, honest self-assessment, and maintaining clear boundaries between your primary duties and your hustle.
Be Strategic
Side hustles can be a great way to boost your income, develop new skills, or explore passions, but cleared professionals need to take a more strategic, by-the-book approach. Yes, the rules and logistics can feel intimidating, but that doesn’t mean you shouldn’t pursue your idea. Just do it with your eyes open, your paperwork in order, and your clearance status protected.
