Housing is not talked about enough when transitioning from service member to civilian. Housing is one of the biggest issues in the veteran community. According to a study in December of 2023, on one single night in Jan of 2023, nearly 36,000 veterans were experiencing homelessness.
In my experience, the issues arise mostly because there is no plan to carry veterans over into secure housing. On most military bases, you could potentially live in privatized housing, but unless you somehow meet their steep requirements for income instantly after separating from service, you are more than likely forced to move. In New York, for example, you have to make and show pay stubs that qualify you to make at least three times the amount of rent. And that is on base. For off-base housing, in some places, it can be as high as 10 times the rent. If you are just separated, how are you possibly able to supply three months of pay stubs?
Overcoming Housing Obstacles for Service Members
Housing issues are a significant concern for transitioning veterans, as they navigate the shift from military to civilian life. Here are some key housing issues faced by transitioning veterans.
1. Finding Affordable Housing
- Market Challenges: Veterans may struggle to find affordable housing in high-cost areas or competitive housing markets. The transition from a subsidized military housing environment to civilian markets can be financially challenging.
- Eligibility for Assistance: Veterans should explore programs like the VA’s Home Loan Benefit, which can help with purchasing a home, or local housing assistance programs.
2. Housing Stability and Homelessness
- Risk of Homelessness: Transitioning veterans are at risk of homelessness, particularly if they face financial instability or lack support networks. Programs like the VA’s Supportive Services for Veteran Families (SSVF) can assist in preventing homelessness.
- Temporary Housing Solutions: Finding short-term or transitional housing can be crucial for veterans who need time to secure permanent housing. Organizations like the National Coalition for Homeless Veterans (NCHV) offer resources and support.
3. Understanding VA Home Loan Benefits
- Eligibility and Application: Many veterans are unaware of the VA Home Loan Benefit or find the application process confusing. Understanding eligibility requirements, application procedures, and how to use the benefit effectively is essential.
- Property Requirements: VA loans come with specific property requirements and appraisal processes that veterans need to be aware of when purchasing a home.
4. Adapting to New Housing Environments
- Cultural Adjustment: Veterans may need time to adjust to civilian housing norms and expectations, including managing leases, dealing with landlords, and maintaining a property.
- Accessibility Needs: Veterans with disabilities may need accessible housing options, and navigating these requirements can be challenging.
5. Financial Planning and Budgeting
- Budgeting for Housing Costs: Transitioning veterans may face challenges in budgeting for housing costs, including rent, utilities, and maintenance. Financial planning and assistance programs can help manage these expenses.
- Debt and Credit Issues: Veterans may need support with managing debt or improving credit scores to secure housing. Financial counseling services and programs are available to assist with these issues.
6. Navigating Housing Assistance Programs
- Finding Resources: Identifying and accessing local, state, and federal housing assistance programs can be overwhelming. Veterans should seek guidance from veteran service organizations or housing counselors to navigate these resources.
- Eligibility and Application: Understanding the eligibility criteria and application processes for various housing assistance programs is crucial for securing the needed support.
7. Family Considerations
- Family Housing Needs: Veterans with families need to consider the housing needs of their dependents, including school districts, proximity to work, and community resources.
- Support Services for Families: Accessing support services for family members during the transition, such as counseling and employment assistance, can help stabilize the housing situation.
8. Legal and Administrative Issues
- Lease and Legal Disputes: Transitioning veterans may encounter issues with leases or legal disputes related to housing. Understanding tenant rights and seeking legal assistance can help resolve these problems.
- Updating Addresses: Ensuring that all official documents and services are updated with the new address to avoid disruptions in benefits and services.
MIlitary Housing Solution Post Transition
Addressing these housing issues requires a combination of proactive planning, accessing available resources, and seeking support from veteran organizations and agencies. The current transition assistance programs are not doing a great job of helping veterans prepare for the essential life requirements as they transition and it is showing. Housing is the top issue. Before a service member is cut off from pay, support, from medical, they should be successfully set up in ongoing housing. This should be a requirement from the government to ensure that veterans do not wind up on the street.
